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"Yet Apple's black box algorithm thinks I deserve 20x the credit limit she does." Another tweet said: "I’m surprised that they even let her apply for a card without the signed approval of her spouse?

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The controversy gained momentum from a series of viral tweets by a computer programmer who questioned why he was granted a credit limit 20 times higher than his wife's even though her credit score is higher. Devon Gisbert, 28, of Middle Island, who was leaving a workout at a Blink Fitness gym in Melville, said the presumption that women should have a lower credit score is "archaic." "The company should set credit limits based on an individual financial history and scores, not based on gender." A spokeswoman for the New York State Department of Financial Services told The Associated Press that the agency will investigate.

In a statement, Goldman Sachs Group Inc., which manages the credit card operation in partnership with Apple, denied that gender plays a role in making credit decisions.

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Nov 11, 2019. Wozniak said his credit limit was 10 times that of his wife, despite the fact that they. "As with any other individual credit card, your application is.… continue reading »


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