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"Yet Apple's black box algorithm thinks I deserve 20x the credit limit she does." Another tweet said: "I’m surprised that they even let her apply for a card without the signed approval of her spouse?
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The controversy gained momentum from a series of viral tweets by a computer programmer who questioned why he was granted a credit limit 20 times higher than his wife's even though her credit score is higher. Devon Gisbert, 28, of Middle Island, who was leaving a workout at a Blink Fitness gym in Melville, said the presumption that women should have a lower credit score is "archaic." "The company should set credit limits based on an individual financial history and scores, not based on gender." A spokeswoman for the New York State Department of Financial Services told The Associated Press that the agency will investigate.
In a statement, Goldman Sachs Group Inc., which manages the credit card operation in partnership with Apple, denied that gender plays a role in making credit decisions.
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